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We
at Precision Mortgage Group LLC (referred
to as " Precision Mortgage Group LLC,"
"we," "us," or "our") recognize the
importance of protecting the privacy
of certain information ("Information")
collected about our customers and prospective
customers (referred to as "Customers,"
"you" or "your"). This privacy statement
discloses what information we gather,
how we use it, and how to correct or
change it. At Precision Mortgage Group
LLC it is our intention to give you
an understanding about how we collect
your Information and the use we make
of it in the course of our business.
Precision
Mortgage Group LLC gathers two types
of information about Customers: data
that Customers provide through optional,
voluntary registration on our sites;
and data Precision Mortgage Group LLC
gathers through aggregated tracking,
mainly by tallying page views throughout
our sites. Such information enables
us to tailor our content to fit Customers'
needs better and to help our advertisers
understand our audience. Because Precision
Mortgage Group LLC derives a portion
of its revenue from advertising and
e-commerce, providing such aggregated
data is essential to keeping our service
free to Customers. However, be assured
that Precision Mortgage Group LLC will
not disclose personal Information to
third parties without your consent,
except as may be noted in this Privacy
Policy or disclosed to you when the
Information is submitted.
Optional Registration
We collect information by specifically
requesting it from you. Generally this
occurs when you register at a site or
request information or a service. Usually,
the Precision Mortgage Group LLC sites
and Precision Mortgage Group LLC's service
partners use your information to operate
the sites and to deliver services. Precision
Mortgage Group LLC sites also use your
information to inform you about other
products or services available from
Precision Mortgage Group LLC and its
affiliates.
Usage Tracking
Use of Internet Protocol ("IP") Addresses
:
An
IP address is a unique number that is
automatically assigned to your computer
whenever you're surfing the Internet
so that your computer can be identified
by the main computers, known as "Web
servers," that "serve up" Web pages.
Precision Mortgage
Group LLC and/or its affiliates collect
IP addresses for the purposes of system
administration, to report aggregated
information to our advertisers, and
to audit the use of our site. When Customers
request pages from Precision Mortgage
Group LLC's and/or its affiliates' sites,
our servers log the Customers' IP addresses.
We do not normally link IP addresses
to anything personally identifiable,
which means that a Customer's session
will be logged, but the Customer will
remain anonymous to us. We can and will
use IP addresses to identify a Customer
when we feel it is necessary to enforce
compliance with our site
terms of use
or terms of service or to protect our
service, site, customers or others.
Use Of
Cookies
What
are cookies? Cookies are small pieces
of information that a Web site sends
to yours computer for record-keeping
purposes, which information is stored
in a file on your computer. Cookies
make Web surfing easier for you by saving
your preferences so that we can use
the saved information to facilitate
your use of our Web site when you return
to the site. Cookies do not tell us
your individual identity unless you
have chosen to provide it to us. We
never save passwords or credit card
information in cookies. The use of cookies
is an industry standard, and as such,
you'll find that most major Web sites
use them.
By
showing how and when Customers use a
site, cookies help us see which areas
are popular and which are not. Many
improvements and updates to the site
are based on such data as total number
of visitors and pages viewed. This information
is most easily tracked with cookies.
We use the information from cookies
to provide services better tailored
to our Customers' needs.
Most
cookies expire after a defined period
of time, or you can delete your cookie
file at any time. Most browsers are
initially set up to accept cookies.
You can reset your browser to refuse
all cookies or indicate when a cookie
is being sent. However, note that some
parts of Precision Mortgage Group LLC
and/or its affiliates' services will
not function properly or may be considerably
slower if you refuse cookies. For example,
without cookies, you will not be able
to set personalized preferences, and/or
may have difficulty completing marketing
transactions.
Precision
Mortgage Group LLC and/or its affiliates
have two primary uses for its cookies.
First, we use them to specify a Customer's
preferences. For example, Customers
can specify keywords across several
categories or markets so you don't have
to tell us repeatedly about certain
features in the home you are seeking.
Second, we use cookies to track Customers'
Web site usage trends and patterns.
This helps us understand our Customers'
needs better and improve areas of Precision
Mortgage Group LLC's and/or its affiliates
services that our Customers find valuable.
While both of these activities depend
on the use of cookies, you have the
option of disabling the cookies via
your browser preferences.
You
may occasionally get cookies from our
advertisers. Precision Mortgage Group
LLC and/or its affiliates do not control
these cookies. The use of advertising
cookies sent by third-party servers
is standard in the Internet industry.
As
a general rule Precision Mortgage Group
LLC will not disclose any Personal Information
in a manner that connects you with the
Personal Information, except when we
have your permission or under special
circumstances, such as when we believe
in good faith that the law requires
it or under the circumstances described
below. We may use third party service
providers to perform services on our
behalf, and we provide Personal Information
to such providers solely for the specific
services that they are performing. These
service providers are prohibited from
using or disclosing Personal Information
for any other purpose.
The
following describes some of the ways
that your Personal Information may be
disclosed.
Business
Partners & Sponsors: Precision Mortgage
Group LLC may disclose some or all of
your Personal Information to business
partners or sponsors, but this use will
be specifically described to you prior
to data collection or prior to transferring
the data. Many promotions offer opportunities
to request additional information from
sponsors. By requesting more information,
you give Precision Mortgage Group LLC
permission to transfer your Personal
Information to the sponsor so they can
fulfill your request. In many instances,
only your e-mail address will be shared.
If more Personal Information will be
shared with the sponsor, you will be
notified prior to the transfer.
Third
Party & Aggregate Data: From time to
time, you may be offered the opportunity
to receive materials or special offers
from third parties. If you opt to receive
information from these third parties,
Precision Mortgage Group LLC will (with
your permission) share your name and
e-mail address with such third parties.
Under confidentiality agreements, Precision
Mortgage Group LLC may match Personal
Information with third party data. Also,
Precision Mortgage Group LLC may keep
track of what portions of the Web site
Customers are visiting and other Customer
statistics, and aggregate this information
to help us create a better experience
for users of our Web site. This is all
done without knowing your name or other
Personal Information in order to describe
our viewers and services to prospective
partners, advertisers, and other third
parties, and for other lawful purposes.
Other: Unless
otherwise prohibited by law or our contractual
obligations, Precision Mortgage Group
LLC may also disclose Personal Information
or other information about you if required
to do so by law, court order, or as
requested by a governmental or law enforcement
authority, or under the discovery process
in litigation, investigations and prosecutions,
or in special cases when we have reason
to believe that disclosing this Information
is necessary or advisable, including
but not limited to, the following situations:
to perform, maintain or enforce contracts
with our Customers, Franchisees, or
others; to protect the rights or property
of Precision Mortgage Group LLC, our
affiliates, employees, service providers,
Customers or others; to identify, contact
or bring legal action against someone
who may be violating Precision Mortgage
Group LLC's
terms of use
or terms of service, or may be causing
injury to or interference (either intentionally
or unintentionally) with any of Precision
Mortgage Group LLC’s rights or property,
other Precision Mortgage Group LLC Customers,
or anyone else. Precision Mortgage Group
LLC may disclose or access account Information
when we believe in good faith that the
law requires it and for administrative
and other purposes that we deem necessary
to maintain, service, and improve our
products and services.
Except
as otherwise permitted or required by
law, we will not collect, use, or disclose
your Personally Identifiable Information
without your consent. Generally, by
providing us with your Personally Identifiable
Information, you are communicating your
consent to our collection, use and disclosure
of such Information for the purposes
for which you provided the information
to us, and as described in this Policy.
In
case you change your mind or some Personal
Information changes (such as your zip
code or e-mail address), we will try
to provide a way to correct, update
or remove the Personal Information that
you give us. We also give you the opportunity
to control the communications we direct
to you. We offer Customers the opportunity
to "opt out" of having Personal Information
shared with parties outside of Precision
Mortgage Group LLC and/or its affiliated
companies. If a Customer wishes to update
Personal Information or objects to any
usage provided herein for any reason,
he/she may e-mail the requested change
to:
privacy@precisionmortgagegroup.com
You
should be aware that when you are on
Precision Mortgage Group LLC's and/or
its affiliates' sites you could hyperlink
or be directed to other sites that are
beyond our control and/or outside our
service. For example, if you "click"
on a link to a Franchisee or sales office
web site, or to a banner advertisement
or a precisionmortgagegroup.com search
result, the "click" may transfer you
off the precisionmortgagegroup.com site.
These other sites may include sites
of advertisers, sponsors and partners
that may use Precision Mortgage Group
LLC's and/or its affiliates' logo as
part of a co-branding agreement. Franchisee
sites and these other sites may send
their own cookies to Customers, collect
data, or solicit Information.
Precision
Mortgage Group LLC and its affiliates
do not control Franchisee and sales
office sites or such other third party
sites, and, therefore, are not responsible
for their contents or the hyperlinks
or advertising they choose to place
on such sites. Precision Mortgage Group
LLC's and/or its affiliates' inclusion
of hyperlinks to these sites do not
imply any endorsement of the material
on such sites or any association with
their operators. Precision Mortgage
Group LLC's policy does not extend to
anything that is inherent in the operation
of the Internet, which is beyond Precision
Mortgage Group LLC's and its affiliates'
control.
Once
you link to a third party web site and
leave our Web Site, your interaction
with these third party web sites will
no longer be governed by our Terms of
Use or Privacy Policy. These third party
web sites may have separate privacy
and data collection practices, and security
measures. Given that we have no control
over these third party web sites, we
have no responsibility or liability
for the practices, policies and security
measures implemented by such third parties
on their web sites. We encourage you
to contact these third parties to ask
questions about their terms of use,
privacy practices, policies and security
measures before disclosing Personally
Identifiable Information on linked web
sites.
Please
keep in mind that whenever you give
out information online (for example,
via message boards or chat) that information
can be collected and used by people
you don't know. While Precision Mortgage
Group LLC and its affiliates strive
to protect their Customers' information
and privacy, we cannot guarantee the
security of any information you disclose
online, and you disclose such information
at your own risk.
Information
(including Personal Information) that
you submit to Precision Mortgage Group
LLC through our web site will be collected
and processed by us and/or our service
providers at our facilities located
in the United States. Therefore, by
browsing our web site and communicating
electronically with us, you acknowledge
and agree to our continued practice
of collecting and processing of your
Personal Information in this manner.
Is
my Information secure from others using
the Precision Mortgage Group LLC site?
The security of all information associated
with our Customers is an important concern
to us. We exercise reasonable care in
providing secure transmission of your
information from your computer to our
servers. Unfortunately, given that we
do not control transmissions or traffic
over the Internet or through third party
communication service providers, we
cannot guarantee or warrant the security
of such transmissions or your Information,
and we have no responsibility or liability
in connection with such transmissions.
As a result, while we strive to protect
your information, Precision Mortgage
Group LLC and its affiliates can't ensure
or warrant the security of any information
you transmit to us or from our online
products or services, and you do so
at your own risk. Once we receive your
transmission, Precision Mortgage Group
LLC uses industry standard efforts designed
to safeguard your information, such
as firewalls and Secure Socket Layers.
By using this site, you
signify your agreement to Precision
Mortgage Group LLC 's Privacy Policy.
IF YOU DO NOT AGREE WITH THIS POLICY,
PLEASE DO NOT USE THIS SITE. Precision
Mortgage Group LLC reserves the right,
in its sole discretion, to modify, alter
or otherwise update this Privacy Policy
("Revised Policy") at any time without
prior notice. Such Revised Policy shall
be effective immediately upon posting,
and shall govern your rights and our
obligations with respect to the use,
disclosure and protection of your Information
as of such posting. You should check
this Policy periodically for, and read
carefully, any such Revised Policy if
you are concerned about how your Information
will be used and before continuing on
with your use of this Web Site. Your
continued use of this Web Site following
the posting of such Revised Policy signifies
your agreement with such Revised Policy.
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